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What Does it Cost?

Dental insurance is usually paid as a monthly premium like your health insurance. There is a large range in prices depending on the coverage you choose. On the low end it can cost $20/month or as high as $100/month. Be sure you compare your dental insurance premiums to your expected out-of-pocket costs to know whether you will save money with dental insurance. If you don't need any major dental work, you could end up paying a lot more by getting an expensive dental insurance policy that covers 100% of everything.

You might be better off getting a dental discount plan. These plans cost as low as $99/year and save you up to 60% off the normal costs of dental services. This is a great way to save money on dental expenses without the costly monthly premiums.

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